Fixed Income

Fixed income plays a key role in asset allocation, alongside equities and money market funds. Bonds are the best known type of fixed income security, Fixed Income offers the client less volatility than what is expected in general equities. The potential benefit of Fixed Income is that the clients can receive fixed interest payment on set dates.

When investing in Fixed Income, credit ratings are key, and refers to the risk that the borrower may default either on the principal and interest. The main credit rating agencies are Moody’s, Standard & Poor’s, and Fitch who assign ratings from AAA (known as high grade) all the way down to C and D where the issuer of debt could be vulnerable on defaulting on both the principal and interest.

We have access to new issues of retail bonds in the primary market and if you are interested we can alert you by either e-mail or telephone with the offer details.